Ready to move 1 BHK in Mumbai
Ready to Move 1 BHK in Mumbai – Find Your Dream Flat in 2025
Mumbai is known for its pace, lifestyle, and property appreciation. If you’re looking to buy a ready to move 1 BHK in Mumbai, you’ve made a smart and practical choice — one that offers convenience, immediate possession, and peace of mind.
With the growing demand for budget-friendly housing, developers and buyers are both showing strong interest in the ready to move 1 BHK in Mumbai segment. Whether you’re a salaried individual, newly married couple, or an investor seeking rental income, a ready to move 1 BHK in Mumbai is an ideal step toward urban living.
In this blog, we’ll explore:
The benefits of buying a ready-to-move flat
Top areas in Mumbai for affordable 1 BHK homes
Trusted builders and ongoing projects
Current price trends
Loan and tax benefits
Buyer checklist and expert tips
What is a Ready to Move 1 BHK Flat?
A ready to move 1 BHK in Mumbai is a residential flat that is complete in construction and available for immediate possession. It requires no waiting period or uncertainty — you can shift in immediately after registration and payment.
Why Buy a Ready to Move 1 BHK in Mumbai?
Unlike under-construction flats, ready to move 1 BHK in Mumbai offers transparency and peace of mind. You get what you see — and that’s a huge advantage for most homebuyers.
Benefits:
Immediate possession
No GST (saving 5% extra)
Exact layout, view & quality inspection
No project delays or builder issues
Move in, rent out, or resell instantly
No temporary housing or double rent
Whether you’re an end user or an investor, these advantages make it the perfect choice.
Top Locations to Buy Ready to Move 1 BHK in Mumbai
While central Mumbai remains expensive, suburbs and peripheral areas are booming with affordable ready to move 1 BHK in Mumbai properties.
1. Mira Road
Rapidly growing infrastructure
Proximity to Western Express Highway and rail
Average price: ₹9,000–₹11,000/sq. ft.
Great for working professionals
Projects: JP Infra, Delta Garden
2. Virar
Budget hub for first-time homebuyers
Well-connected via Virar station (Western Line)
Average price: ₹5,500–₹7,500/sq. ft.
Upcoming metro and highway expansion
Projects: Rustomjee Global City, Bachraj Lifespace
3. Naigaon
Emerging micro-market
Affordable housing with township benefits
Average price: ₹6,000–₹7,800/sq. ft.
Ideal for mid-income buyers
Projects: Sunteck Westworld, JSB Nakshatra
4. Taloja (Navi Mumbai)
CIDCO-developed node, close to Kharghar
Metro connectivity and proximity to industrial belt
Average price: ₹6,000–₹8,000/sq. ft.
Projects: Arihant Anaika, Siddhi Gloria
5. Kalyan–Dombivli
Strong central rail connectivity
Presence of quality builders like Lodha, Regency
Average price: ₹7,000–₹10,000/sq. ft.
Integrated townships with modern amenities
Projects: Lodha Casa Viva, Regency Anantam
Top Builders Offering Ready to Move 1 BHK in Mumbai
A good builder ensures quality construction, timely delivery, and long-term property value.
Reputed Builders:
Rustomjee (Virar)
Lodha Group (Palava, Dombivli)
JP Infra (Mira Road)
Sunteck Realty (Naigaon)
Arihant Superstructures (Taloja)
Mahindra Lifespaces (Boisar)
These builders are known for RERA-compliant projects, clear legal titles, and gated community amenities.
Price Trends for Ready to Move 1 BHK in Mumbai (2025)
Here’s a breakdown of property prices by location:
| Location | Avg. Price/sq. ft. | Flat Size (carpet) | Estimated Cost |
|---|---|---|---|
| Mira Road | ₹9,500 | 370–410 sq. ft. | ₹42L – ₹50L |
| Virar | ₹6,500 | 400–450 sq. ft. | ₹28L – ₹38L |
| Naigaon | ₹6,800 | 360–420 sq. ft. | ₹30L – ₹40L |
| Kalyan | ₹8,500 | 400–450 sq. ft. | ₹35L – ₹50L |
| Taloja | ₹7,000 | 400–430 sq. ft. | ₹32L – ₹44L |
These figures show that a ready to move 1 BHK in Mumbai is still attainable under ₹50 lakhs if you choose the right location.
Home Loan and Financial Benefits
A ready to move 1 BHK in Mumbai is highly preferred by banks due to its lower risk.
Loan Overview:
Up to 80–90% of property value financed
Interest rate (as of 2025): 8.25% – 9.5%
PMAY subsidy of ₹2.67 lakh (if eligible)
EMI for ₹40L loan (20 years): ~₹33,000/month
With proper documentation and credit score, getting loan approval is easier for ready to move 1 BHK in Mumbai projects.
Investment Potential – Rental Income and ROI
A ready-to-move flat allows you to start earning rental income immediately or shift in without paying rent elsewhere.
| Location | Avg. Rent/month |
|---|---|
| Mira Road | ₹15,000 – ₹20,000 |
| Virar | ₹8,000 – ₹12,000 |
| Naigaon | ₹7,000 – ₹11,000 |
| Taloja | ₹9,000 – ₹13,000 |
| Kalyan | ₹10,000 – ₹15,000 |
With increasing demand from working professionals, students, and nuclear families, your ready to move 1 BHK in Mumbai can start generating monthly income quickly.
Ready to Move vs Under-Construction – Which is Better?
| Feature | Ready to Move | Under-Construction |
|---|---|---|
| Possession | Immediate | 1–3 years wait |
| GST | Not applicable | 5% extra |
| Risk | Low | Depends on builder |
| Liveability | Fully developed | Under development |
| EMI Start | After registration | During construction |
If your priority is certainty and immediate usage, a ready to move 1 BHK in Mumbai is a clear winner.
Buyer’s Checklist – Before You Buy
Here’s a smart checklist to ensure your property purchase is safe and smart:
✅ Check RERA registration and project status
✅ Confirm OC (Occupancy Certificate) and legal titles
✅ Measure actual carpet area (not just built-up)
✅ Verify loan eligibility and documents
✅ Review builder reputation and society rules
✅ Plan total cost – registration, stamp duty, etc.
Who Should Buy Ready to Move 1 BHK in Mumbai?
1. Working Professionals
Quick access to transport and immediate move-in
2. Newlyweds & Small Families
Affordable space with long-term value
3. Investors
Earn rent instantly and avoid possession delays
4. Retirees
Low-maintenance homes with peaceful communities
Whether for self-use or investment, ready to move 1 BHK in Mumbai suits all life stages.
Expert Tips for Buying Smart
🎯 Don’t rush — visit at least 3–4 localities
🎯 Always compare carpet area, not built-up
🎯 Check for water, electricity, and transport access
🎯 Look for resale value or rental demand in locality
🎯 Confirm builder credentials and OC before token
Why 2025 is the Right Time to Buy?
✔️ Stable property prices in suburbs
✔️ Govt. focus on affordable housing
✔️ Metro and infra projects nearing completion
✔️ Builder discounts on ready flats
✔️ Rising rental demand from migrants & IT workforce
Waiting might cost you more in EMI and down payment. Grab your ready to move 1 BHK in Mumbai today while deals and subsidies last.
Final Words
Buying a ready to move 1 BHK in Mumbai is more than just a real estate decision — it’s about securing your future, lifestyle, and independence.
From Mira Road to Kalyan and Naigaon to Taloja, you’ll find properties that match your budget, convenience, and expectations.
Also Read:- 2bhk property in mumbai in 2025
Avoid risks, delays, and construction uncertainties. Instead, step into a ready to move 1 BHK in Mumbai that offers immediate value, comfort, and peace of mind.
📞 Call/WhatsApp: +918976491694
📧 Email: info@dekhomakan.com
Let’s find you a space that works as hard as you do 💻📚🏠
