1 BHK flat for sale in Mumbai
1 BHK Flat for Sale in Mumbai – Top Locations and Prices You Should Know
Mumbai, India’s financial capital, is a dream city for many. Whether you’re a working professional, a small family, or an investor, finding a 1 BHK flat for sale in Mumbai is often the first step toward owning property in the city of dreams. With a growing demand for compact, affordable, and conveniently located homes, 1 BHK units remain one of the most sought-after configurations in Mumbai.
In this detailed guide, we’ll explore the top locations, current pricing, future trends, and expert tips to help you find the right 1 BHK flat for sale in Mumbai.
Why Choose a 1 BHK Flat in Mumbai?
Mumbai is a city where space is at a premium. A 1 BHK flat for sale in Mumbai offers a balance between affordability and functionality. Whether you’re buying to live or as an investment, here’s why it makes sense:
Lower maintenance cost
High rental demand
Ideal for small families and bachelors
Located in prime and developing areas
Easier loan approvals due to lower property value
Top Locations for Buying a 1 BHK Flat in Mumbai
1. Andheri East & West
One of Mumbai’s most connected and commercial areas.
Surrounded by offices, metro stations, malls, and more.
Average price: ₹1.2 Cr to ₹1.8 Cr
2. Borivali
Known for a mix of greenery and city life.
Good infrastructure and affordable options.
Average price: ₹85 Lakhs to ₹1.4 Cr
3. Goregaon
Popular among working professionals.
Offers a range of newly constructed and resale flats.
Average price: ₹95 Lakhs to ₹1.6 Cr
4. Chembur
Centrally located with excellent connectivity to South Mumbai and Navi Mumbai.
Average price: ₹90 Lakhs to ₹1.3 Cr
5. Mira Road
Budget-friendly and rapidly developing.
Good for first-time buyers looking for a 1 BHK flat for sale in Mumbai.
Average price: ₹50 Lakhs to ₹80 Lakhs
6. Virar & Vasai
Ideal for people looking for ultra-affordable housing options.
Average price: ₹30 Lakhs to ₹50 Lakhs
Price Trends for 1 BHK Flats in Mumbai (2025 Update)
| Area | Avg. Price (Per Sq. Ft.) | Avg. Cost for 1 BHK |
|---|---|---|
| Andheri | ₹22,000 – ₹28,000 | ₹1.3 Cr – ₹1.8 Cr |
| Borivali | ₹17,000 – ₹22,000 | ₹85 L – ₹1.4 Cr |
| Mira Road | ₹9,000 – ₹14,000 | ₹50 L – ₹80 L |
| Virar | ₹6,000 – ₹9,000 | ₹30 L – ₹50 L |
| Chembur | ₹16,000 – ₹20,000 | ₹90 L – ₹1.3 Cr |
New Projects Offering 1 BHK Flat for Sale in Mumbai
Here are some developers currently offering 1 BHK units in Mumbai:
Lodha Group – Projects in Thane, Mira Road, and Dombivli
Rustomjee – Focused projects in Virar and Dahisar
Runwal Group – Options available in Mulund and Kanjurmarg
Raymond Realty – Offering premium 1 BHK homes in Thane
These builders offer modern amenities like gyms, gardens, clubhouses, security systems, and kids’ play areas. A 1 BHK flat for sale in Mumbai under these projects often comes with a compact yet efficient layout.
Tips Before You Buy a 1 BHK Flat in Mumbai
Check the Builder’s Reputation – Look at previous projects, delivery timelines, and reviews.
Verify Legal Documents – Ensure RERA registration, building approval, and clear title.
Loan Eligibility – Know your credit score and pre-approved loan amount before finalizing.
Explore Public Transport Access – Proximity to metro, railway, and bus stations is key.
Resale & Rental Potential – Some areas yield better ROI even for a 1 BHK flat in Mumbai.
Maintenance Charges – Enquire about monthly society fees or hidden charges.
Investment Potential of a 1 BHK Flat in Mumbai
Buying a 1 BHK flat for sale in Mumbai is not just about living – it’s also a smart investment. Here’s why:
High rental demand due to working population
Lower risk compared to 2 or 3 BHK units
Faster liquidity in case you want to sell
Appreciating prices in developing suburbs like Mira Road, Kalyan, and Panvel
Whether you’re investing ₹40 lakhs or ₹1.5 crore, there’s long-term value in Mumbai’s property market.
Financing a 1 BHK Flat in Mumbai
Most banks and NBFCs offer housing loans for 1 BHK properties. Here are things to remember:
Loan Tenure: Up to 30 years
Interest Rates: 8.5% – 9.5% (as of 2025)
Processing Fees: Usually 0.25% – 0.5% of loan amount
Documents Required: KYC, income proof, ITR, bank statements, property papers
Pro tip: If you’re a salaried individual, getting a loan for a 1 BHK flat for sale in Mumbai is faster and easier with pre-approved loans.
Ready to Move vs. Under Construction 1 BHK Flats
Ready-to-Move-In Benefits:
No GST applicable
Immediate possession
What you see is what you get
Under Construction Benefits:
Flexible payment plans
Slightly lower prices
Newer amenities and designs
Both types have pros and cons, depending on your urgency and investment plan.
Conclusion
Finding the perfect 1 BHK flat for sale in Mumbai is no longer a challenge if you know where to look and what to expect. Whether you’re interested in upscale areas like Andheri or budget-friendly regions like Virar, Mumbai has something for everyone. Focus on legal clarity, good connectivity, and builder reputation to make a wise investment.
From young professionals starting their journey to investors looking for steady income, the demand for 1 BHK flats for sale in Mumbai will continue to grow in 2025 and beyond.
Also Read:- 2bhk property in mumbai in 2025
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